An honest account
of what you have.

A free-to-play prediction game. Real sports and culture, a virtual currency, and a record that only grows. Never a cent at risk.

Play instantly in your browser. Full live game, zero downloads, available in all 50 US states.

18+  ·  Available in all 50 US statesNo real money, everZero downloads · Instant browser playClosed economy: nothing in, nothing out
Tonight's rooms

The board, as rooms.

Each card is a place. Tap one to try the call, right here, with no account.

FFloat

What you spend. Refills. Never cash.

Standing

What you keep. A record that only grows.

RECENT BOARD tonight’s feed is warming up
Tap any market to try the call, right here.
No sign-up · No risk

Make one call. See how Ledger works.

Pick a side. Float spends and refills. Standing holds either way. Scout reads with you.

For adults 18 and older. Play money, never real money.

NBATonight · 7:30 ET
CelticsKnicks
Float
1,000
Spendable · refills daily
Standing
240
Your record · kept for good
Celtics are the slight favorite tonight, but Knicks at 2.18× is the longer number. Your call.
The feel of play

The thrill of being right, kept clean.

Real sports and culture calls without the extraction, anxiety, or manufactured chase.

The ReadThe quiet satisfaction of spotting an underdog on a live box score, where being right adds a permanent mark to your Standing instead of a temporary bump to a bankroll.
The StreakHolding a five-game streak across a Sunday slate on pure judgment, completely free of the anxiety of a blown wager or the urge to chase.
The ShowdownTaking top spot in your private Circle or winning a Duel against friends, competing on accurate calls, money saved from books, and rest days banked together.
Settled by reality

No house call. The real result grades you.

Every market settles on what actually happened: real finals, linescores and boxscores for the games, and a source-gated check of the record for world and culture calls. The Short Game settles in minutes.

Read the full settlement methodology →

The Shadow Line

The number a real sportsbook will never show you.

Beside your Standing, Ledger keeps a second, quieter book: the Shadow Line, what a real sportsbook would have taken from you at the exact same stakes. Here is a season of the same calls, tallied both ways.

How do you bet?
A real book’s ledger
The Sunday parlaygone
The live underdoggone
Chasing it back Fridaygone
week after week
What it keeps in a year−$0estimated at the 20 percent hold books keep on parlay-heavy play
Your ledger
The Sunday parlayheld
The live underdogheld
Chasing it back Fridayheld
every one, kept where it was
Net to your bank account$0.00always

$520 a year is what a real book takes from someone who bets like you. Here, it takes nothing.

Hold estimates drawn from published state sportsbook revenue reports. See the arithmetic, or read how the Shadow Line works.

The first dollar we keep is yours to add.

Ledger adds up every player’s Shadow Line: the money a real book would have taken and never did. Make the first call, and watch it grow.

Here, free Float falls when you rest.

Every week when the week settles, and every stretch of rest days the room banks together, free Float is paid to every player. Equal shares, no countdown, at least a week to collect.

Meet Scout

Scout reads the board with you.

An AI companion who knows tonight’s board, explains any line in plain words, and never tells you to play more. Ask him something now. Scout also keeps a public record of his own daily call, graded by reality, losses included.

ScoutReads the board with you
Ask me anything about tonight's board. No account needed.
Play money only. For fun, not financial advice.

When the week turns, Scout writes it up.

The Reckoning: a calm recap that shows your rhythm and restraint. It ends with nothing to do, and it’s just as happy if you close the app and rest. Yours starts the moment you make a call, even the ones you just made on this page.

A sample weekthe Reckoning
Calls made14
Best readPacers, 2.10×
Rest days2
Standing earned+30
Written by Scout. Nothing to claim, nothing to chase.
Bring your circle

A private room for the group chat.

Start a Circle, drop the code, and everyone lands on the same board. The score is money kept, calls that landed, and rest days. A sportsbook cannot run that race.

The Group Chat
code RK7PMQ example
$1,185
kept from the books, together
1Sam1 rest day$512
2You3 rest days$340
3Dre4 rest days$205
4Mia2 rest days$128

Three races. None reward betting more.

  • Who kept the most. The biggest Shadow Line in the group. A real book would call that its worst customer. Here it is the leader.
  • Who reads it best. The record of calls that landed, graded against what actually happened. Judgment, not volume.
  • Who rested. Rest days count on the board. The one race you win by stepping away.

A Circle is private: no phone numbers, no feed, just a code you can leave anytime. Your group chat, with a scoreboard that roots for all of you.

Public Proof

A record kept in plain daylight.

Every call on Ledger is settled against reality and logged in public. Zero invented numbers, zero fabricated reviews.

Collective Money KeptTallied live held back from sportsbooks across all player blotters.
Scout's Daily RecordOne call a day graded by ESPN finals, losses included on the public record.
100% Reality SettledNo house scorekeepers. Real box scores, real closing prices, and public record oracles grade every outcome.
Calibration Instrument

Scout does not just pick. Scout calibrates.

Anyone can claim high accuracy by picking only heavy favorites. The real test of an oracle is whether its confidence matches reality. Tap a confidence band to inspect how calibrated forecasting works.

Confidence Bands
Tap any band to see expected vs. actual hit rates
Band Breakdown · 60-70%
Moderate favorites and balanced conference matchups.
Observed Hit67%
Market Price Implied65%
Scout beats market-implied odds by +2% in this band. Every call is published and graded on Scout’s public record.
The rooms

One record. The rooms inside.

Read the full guide to all eight rooms →

On the desk

The full book, named.

Every surface below ships today. Nothing here is a coming-soon tile.

The BoardLive games, On Air broadcasts, and championship futures. Real finals and box scores grade every call. Winning calls earn permanent Standing.
The Short GameFirst five innings, first periods, first halves, and second halves. Fast-settling slices of live games from official period linescores.
On AirShows, cultural milestones, and ceremonies airing tonight. No synthetic TV ratings. The oracle grades when the broadcast concludes.
FuturesSuper Bowl, World Series, NBA Finals, Stanley Cup, and MLS Cup. Back a named contender against the field until the trophy is lifted.
The ExchangeEquities, indices, and crypto commodities priced strictly from market volatility with zero house margin or vig.
The DividendFree Float every week, and bonus grants when the community rests together. Never triggered by losses. Zero countdown clocks.
The CompassYour session budget, reality checks, and a daily cool-off that clears a losing streak and awards Float for stepping away.
The Shadow LineWhat a real sportsbook would have taken from your graded calls in dollars. It only ever increases. Nothing was taken.
The Vault and The SealNamed Level Track unlocks, badges, and commemorative packs of your verified calls. Zero pay-to-win mechanics.
CirclesA six-character code, a private board, and three races: money kept, accurate calls, and rest days. Not a pot.
The ArcadeThe Wheel, The Ascent, Video Poker, and War. Chance is strictly gated. Awards Float only and never touches Standing.
The ShowdownThe Daily Gauntlet, One-on-One Duels, and War. Reality calls earn Standing; card duels award spendable Float.
Dispatch

Industry notes & reality checks.

Short notes on betting regulation, sweepstakes crackdowns, and prediction market mechanics.

Sweepstakes CrackdownsState gaming regulators are issuing cease-and-desist orders to dual-currency sweepstakes platforms. Why Ledger’s zero-redemption closed economy is fundamentally different.
Retail Prediction MarketsTesting your reads on culture, macro trends, and elections should not risk your savings. How Ledger grades foresight with zero financial hazard.
Harm Reduction ArchitectureWhy removing deposits, withdrawals, and chase loops lowers the temperature without taking away the game.

Read all dispatches →

Built with brakes. No deposits, no chase loops.

Help is always one tap away.

Never punishes restA cool-off day clears a streak, so stepping away is a winning move.
Help, always near1-800-GAMBLER and more, one tap from anywhere.
No ads, everRevenue is a planned optional membership, never ads, never selling your attention to a book.
Support & resources →
Plain answers

Asked straight, answered straight.

Is Ledger gambling?

No. Gambling risks real money on an uncertain outcome. Ledger has no real money anywhere: nothing to deposit, nothing to withdraw, nothing of monetary value to win. You play with Float, a virtual currency that refills daily, and build Standing, a lasting record that only ever grows. 18+.

Where and how do I play Ledger?

Directly in your web browser at ledger-app.io on desktop, tablet, or phone. No downloads, installations, or app store approvals are required. It is the full, live product, not a demo or prototype. Play immediately as a guest or generate a recovery code to sync.

Is Ledger available in my state?

Yes. Ledger is available to adults 18 and older across all 50 US states. Because Ledger has no real money, no purchases, no deposits, and zero prize redemption, state gambling licensing does not apply. It is an entertainment game, not gambling.

How do markets settle?

Against reality. Sports grade on real finals, linescores and boxscores. Crypto settles on real market prices. Culture and world markets settle through a source-gated check of the public record after the event, and stay pending or void as a push when the outcome cannot be verified.

What's actually in it?

The Board, the Short Game, On Air, Futures, the Exchange, the Dividend, the Compass, the Shadow Line, the Vault, Circles, the Arcade, and the Showdown. Every surface named on this page ships today. Scout will never send you to the Arcade.

More plain answers in the FAQ →

Just the call,
and your record.

Full live game · Zero downloads · Available in all 50 states

Play in Browser