Questions, answered plainly

No. Ledger is a free-to-play prediction game. Float is play currency. It refills. It is not money, and it cannot be cashed out. What's this? has the rest. You spend it on calls, and reality grades every call. It is not a sportsbook and not Kalshi, where contracts are real money. Play is free. 18+.

Ledger is played directly in your web browser on desktop, tablet, or mobile at ledger-app.io. No downloads, installations, or app store approvals are required. It is the full, live product, not a demo or prototype. You can play immediately as a guest with progress stored on your device, or generate a recovery code to sync your record across devices.

A free prediction game lets you call the outcomes of real events across sports, culture, and world markets, using a virtual currency instead of money. Your calls are graded against what actually happened, and your record is the score. Ledger is one: real markets, real settlement, no dollars anywhere in the loop.

No. Ledger the prediction game at ledger-app.io has no connection to Ledger the hardware wallet company at ledger.com. We do not make crypto wallets, custody assets, or sell hardware. The shared name is a coincidence: ours refers to the record of your calls. The crawlable split is not the wallet. If you are looking for the wallet company, you want ledger.com.

The Shadow Line is Ledger's running answer to one question: if your calls had been real bets at a real sportsbook, what would the book have taken from you by now? It is computed from your actual graded calls and shown in plain dollars. It deliberately understates. Nothing was taken; the Shadow Line is what did not happen to your money.

Kalshi is a real-money exchange, and its markets trade in dollars; the closest it offers is a sandbox for testing, not a game. If you want the prediction-market experience without money at stake, Ledger is a free-to-play alternative: the same kind of calls on real events, settled against real results, with a virtual currency instead of cash.

Every market settles on what actually happened. Sports settle on real finals, linescores, and boxscores from ESPN data. Crypto markets settle on the real market price. Culture and world markets settle through a source-gated check of the public record, and only after their resolve date. Verdicts are won, lost, push, or pending. If an outcome cannot be verified, the market stays pending. There is no house call.

Float is play currency. It refills. It is not money, and it cannot be cashed out. What's this? is the one sheet. Running out of Float is a stopping point, not a paywall.

Standing is the permanent record of your correct calls against reality. It moves when a board call, a Gauntlet entry, or a Duel settles right. Chance games never earn it or touch it: not The Ascent, not War, not a card table, not a cold streak, not a challenge, not a spin. Nothing you can buy multiplies it. Standing has no cash value and cannot be traded. It is the only score in Ledger that matters.

The Dividend is free Float that falls on every player. 750 falls each week, and another 250 falls for every 25 rest days the community takes together. The Dividend is never triggered by losses, never tied to how much you play, and there is no countdown attached to it anywhere. It rewards rest, not volume.

Scout, Ledger's companion, is an AI model. It never promises a win and never manufactures urgency. It explains the board and answers your questions. Ask about a game and Scout explains both sides and the price. It never names a side or a size. Scout also makes one Call of the Day, chosen by a fixed rule once and never re-rolled, graded in the open, and it sits on Home, where you can take the same side or the other one. Its wins and losses go in the same permanent record, so you can judge it on results instead of promises.

The Board for real games and culture events. The Exchange for stocks and crypto at real prices. The Arcade for games of chance that never touch Standing. Circles to play the same board with friends.

Ledger is made by Martori Studio, a small independent studio. You can reach us at hello@martori.studio. Ledger shows no ads. We do advertise Ledger itself on Google, so most pages load a Google Ads tag, as the privacy policy explains. The plan for revenue is an optional membership and licensing our responsible-play design, never your losses and never your attention. Membership, when it opens, funds the desk. It does not buy Float, Standing, or an Arcade edge.

No. Float is play currency. It refills. It is not money, and it cannot be cashed out. See What's this?. A future Desk membership would unlock cosmetics, deeper labs, or a care-card export. It would never sell Float or Standing.

No. An account asks for no email, no phone number, and no password. You choose a display name and receive a recovery code that restores your account if you change devices. You can also play as a guest without an account at all. Your guest progress is stored only on your device, never on our servers. The support form does ask for an email so we can reply, and Netlify Forms stores that message. If you chat with Scout, those messages are sent to be answered, as described in our privacy policy.

Very little, on purpose. Accounts hold no email and no phone number, so there is little to hold. A support message holds the email you wrote it from. Your data is never sold. You can export everything your account stores, and you can delete the account entirely from inside the app. The full details are in our privacy policy.